Are you a budding entrepreneur looking for the ideal Chase business credit card for your new venture? Well, you’ve come to the right place! In this guide, we’ll introduce you to the 9 best Chase business credit cards designed specifically for new businesses.
Whether you’re just starting out or looking to take your business to the next level, Chase offers a range of credit card options to meet your unique needs. Let’s explore these fantastic options and discover the one that suits your business goals and financial requirements.
Starting a new business can be both exciting and challenging. One of the key aspects of managing your business effectively is selecting the right financial tools.
Chase business credit cards provide a host of benefits, including rewards, financial flexibility, and expense management solutions. We understand that as a new business owner, you have a lot on your plate.
So, we’ve compiled this list of the best Chase business credit cards to help make your decision-making process easier and more informed.
Contents
- 1 9 Best Chase Business Credit Card For New Business
- 1.1 9 Chase business credit card for new businesses:
- 1.2 1. Ink Business Unlimited Credit Card
- 1.3 2. Ink Business Cash Credit Card
- 1.4 3. Ink Business Preferred Credit Card
- 1.5 4. United Business Card
- 1.6 5. Ink Business Premier Credit Card
- 1.7 6. World of Hyatt Business Credit Card
- 1.8 7. IHG One Rewards Premier Business Credit Card
- 1.9 8. Southwest Rapid Rewards Premier Business Credit Card
- 1.10 9. Southwest Rapid Rewards Performance Business Credit Card
- 1.11 Conclusion
- 1.12 Frequently Asked Questions (FAQs)
9 Best Chase Business Credit Card For New Business
In this comprehensive guide, we’ll break down each of these Chase business credit cards, highlighting their unique features, benefits, and eligibility requirements.
You’ll find detailed insights on cash back rewards, travel perks, introductory offers, and more. Whether you’re focused on maximizing your rewards or looking for cost-effective financing options, we’ve got you covered.
The top Chase business credit cards tailored to new businesses. We’ll provide you with the information you need to make an informed decision and set your business on a path to financial success.
It’s time to seize the opportunities and benefits that these cards offer to help your business thrive.
So, let’s dive into the details and help you choose the perfect Chase business credit card that will propel your new business towards success.
9 Chase business credit card for new businesses:
- Ink Business Unlimited®Credit Card
- Ink Business Cash®Credit Card
- Ink Business Preferred®Credit Card
- UnitedSM Business Card
- Ink Business PremierSM Credit Card
- World of Hyatt Business Credit Card
- IHG®One Rewards Premier Business Credit Card
- Southwest®Rapid Rewards®Premier Business Credit Card
- Southwest®Rapid Rewards®Performance Business Credit Card
Credit Card
Rating
Annual Fees
Rewards Rate
Intro Offer
Ink Business Unlimited® Credit Card
- Best for Flat-Rate Cash Back
- Sign-up Bonus
5.0/5
$0
1.5% Cashback
$900
Ink Business Cash® Credit Card
- Best for Cash Back in Bonus Categories
- Sign-up Bonus
5.0/5
$0
1% to 5% Cashback
$900
Ink Business Preferred® Credit Card
- Best for Travel rewards
5.0/5
$95
1x to 5x Points
100,000 Points
United℠ Business Card
- Best for Airline Miles
5.0/5
$0 intro for the first year, then $99
1x to 2x Miles
75,000 Miles
Ink Business Premier℠ Credit Card
- Best for Cash Back on Travel, Big Purchases
4.9/5
$195
2% to 5% Cashback
$1,000
World of Hyatt Business Credit Card
- Best for Hotel Business Credit Card
5.0/5
$199
1x to 9x Points
60,000 Points
IHG® One Rewards Premier Business Credit Card
- Best for Hotel Business Credit Card (Sign-up Bonus + Free Nights)
5.0/5
$99
3x to 26x Points
140,000 Points
Southwest® Rapid Rewards® Premier Business Credit Card
- Best for Southwest Frequent Fliers
4.3/5
$99
1x to 3x Points
60,000 Points
Southwest® Rapid Rewards® Performance Business Credit Card
- Best for Southwest Fliers Who Want Premium Perks
5.0/5
$199
1x to 4x Points
80,000 Points
1. Ink Business Unlimited Credit Card
Looking for a credit card that’s tailor-made for your new business? The Ink Business Unlimited Credit Card for new business might just be your perfect match.
This Chase business credit card is designed to provide you with an array of benefits, whether you’re just starting out or looking to expand your horizons. Let’s dive into what makes this card a standout choice for business owners.
The Ink Business Unlimited Credit Card offers simplicity and versatility. With no annual fee and an impressive cashback program, it’s a great choice for cost-conscious entrepreneurs.
You’ll earn unlimited 1.5% cash back on all your business purchases, ensuring that every dollar you spend contributes to your business’s financial health.
Plus, this card comes with a generous introductory offer, making it even more attractive for new businesses. Stay tuned to learn about the finer details that make this card a valuable addition to your business toolkit.
In addition to its cashback rewards, the Ink Business Unlimited Credit Card offers expense management tools, employee cards at no extra cost, and flexible credit lines. Whether you’re looking to streamline your business expenses or simply want a reliable credit card, this card offers a straightforward solution.
Why choose Ink Business Unlimited Credit Card?
The Ink Business Unlimited Credit Card is all about keeping things simple and rewarding for business owners. With this card, you can enjoy the ease of unlimited cash-back rewards, and the best part?
There’s no annual fee! If you prefer not to dive into the world of bonus categories or constantly track your credit card rewards, this card is a fantastic option for you.
What’s more, this card comes with a standout sign-up bonus that can give your business a significant boost right from the start. It’s a great way to get a head start on earning rewards for your spending. Additionally, the Ink Business Unlimited Credit Card offers a lengthy introductory APR (Annual Percentage Rate) period.
This can be incredibly helpful for small-business owners who need to make substantial purchases and want to spread the cost over time without worrying about high interest charges.
So, if you’re looking for a credit card that offers straightforward cash-back rewards, a fantastic sign-up bonus, and the flexibility of a long intro APR period, the Ink Business Unlimited Credit Card could be the perfect fit for your business needs.
It’s designed to make managing your finances easier and more rewarding, without the hassle of complex reward structures or annual fees.
Features:
- Unlimited 1.5% cash back on all purchases
- No annual fee
- Impressive sign-up bonus
- Long introductory APR period
- Expense management tools
- Employee cards at no extra cost
- Flexible credit lines
- Travel and purchase protection benefits
- Access to Chase Ultimate Rewards program
- No foreign transaction fees
Product Details:
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Pros:
- No annual fee
- Intro APR period
- No reward caps
- New cardholder bonus offer
Cons:
- No bonus categories
Benefits:
- Unlimited 1.5% cash back on all purchases
- Generous sign-up bonus
- No annual fee
- 0% introductory APR on purchases
- Employee cards at no extra cost
- Purchase protection and extended warranty benefits
Eligibility Requirements:
- Must have a valid Social Security number
- Should be a U.S. citizen or have a valid work permit
- Minimum age of 18
- Must have a valid business tax ID or employer identification number (EIN)
- Generally, need a good to excellent personal credit score (typically 690+ FICO score) for approval
2. Ink Business Cash Credit Card
If you’re a new business owner searching for the ideal credit card to kickstart your financial journey, let’s talk about the Ink Business Cash Credit Card. This card is custom-tailored for new businesses and is here to make your life a whole lot easier.
With a combination of cash-back rewards, no annual fees, and practical features, it’s a top choice for entrepreneurs like you. Let’s delve into what makes this card a standout option for your business.
One of the standout features of the Ink Business Cash Credit Card is its cash-back rewards. You’ll earn cash back on your business purchases, and the rewards can quickly add up.
Plus, it offers a generous introductory bonus, which can give your new business an immediate boost. If you’re looking to save on interest charges, this card also provides a lengthy 0% introductory APR period.
This can be incredibly valuable when you need to finance large purchases for your business over an extended period.
The Ink Business Cash Credit Card doesn’t stop there. It offers additional benefits such as expense management tools, employee cards at no extra cost, and a range of purchase protection features.
It’s a card designed to simplify your business finances while offering valuable perks. If you’re eager to learn more about how this credit card can benefit your new business, read on to discover why it’s a top choice for entrepreneurs who want a practical and rewarding financial tool.
Why choose Ink Business Cash Credit Card?
The Ink Business Cash Credit Card is a fantastic choice for small businesses that frequently make purchases in specific bonus categories. With this card, you have the opportunity to earn substantial cash back, making it a win-win for your business expenses.
And the best part? There’s no annual fee, so you won’t have to worry about additional costs eating into your rewards.
To sweeten the deal, this card also offers a generous sign-up bonus that can provide your business with an excellent head start in the rewards department.
It comes with a lengthy introductory APR (Annual Percentage Rate) period, which means you can take your time paying off your purchases without worrying about high-interest charges kicking in right away. This financial flexibility can be a game-changer for businesses looking to manage their cash flow effectively.
In a nutshell, the Ink Business Cash Credit Card is all about helping your business thrive. It offers impressive cash-back rewards in bonus categories, a no-annual-fee structure, a valuable sign-up bonus, and a long intro APR period.
So, if you’re a small business owner looking for a credit card that combines practicality and rewards, this card has got you covered. It’s designed to simplify your financial journey and make your business spending more rewarding.
Features:
- Cash back rewards in bonus categories
- No annual fee
- Generous sign-up bonus
- Long introductory APR period
- Expense management tools
- Employee cards at no extra cost
- Purchase protection benefits
- Access to Chase Ultimate Rewards program
- No foreign transaction fees
- Fraud protection and extended warranty benefits
Product Details:
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Pros:
- No annual fee
- Intro APR period
- New cardholder bonus offer
Cons:
- Requires good/excellent credit
- Low rate outside bonus categories
- Spending caps on bonus rewards
Benefits:
- Earn cash back on business purchases
- Generous sign-up bonus
- No annual fee
- 0% introductory APR on purchases
- Employee cards at no extra cost
- Purchase protection and extended warranty benefits
- Customizable spending limits for employee cards
Eligibility Requirements:
- Must have a valid Social Security number
- Should be a U.S. citizen or have a valid work permit
- Minimum age of 18
- Must have a valid business tax ID or employer identification number (EIN)
- Generally, need a good to excellent personal credit score (typically 690+ FICO score) for approval
3. Ink Business Preferred Credit Card
If you’re on the hunt for a credit card that’s tailored to new businesses, the Ink Business Preferred Credit Card should be on your radar.
This card is specifically designed to provide a range of benefits and features that can give your new business a financial edge. Let’s explore what makes this credit card a top choice for entrepreneurs like you.
The Ink Business Preferred Credit Card is all about maximizing your rewards and financial flexibility. It offers a generous sign-up bonus, which can provide a substantial boost to your new business right from the start.
Plus, it comes with an array of versatile redemption options. Whether you’re into travel, cash back, or gift cards, this card allows you to choose the rewards that best suit your business needs.
But the perks don’t end there. With this card, you’ll have access to a suite of business-specific benefits, such as employee cards at no extra cost, expense management tools, and purchase protection features. It’s designed to simplify your business finances while providing you with valuable advantages.
If you’re eager to learn more about how the Ink Business Preferred Credit Card can benefit your new business, read on to discover why it’s a top choice for entrepreneurs who want to take their business to the next level.
Why choose Ink Business Preferred Credit Card?
The Ink Business Preferred Credit Card for new business owners is all about rewards and flexibility. First and foremost, it offers a fantastic sign-up bonus, giving you the choice to redeem it for travel rewards or cash back.
This means you can kickstart your business journey with a substantial reward that aligns with your preferences, whether you’re planning a business trip or just looking for some extra cash in your pocket.
One of the standout features of this card is its competitive rewards structure in business-specific categories. This means that as you spend on your business needs, you’ll earn valuable points.
What’s even better is that these points are worth more when you decide to redeem them for travel through Chase. So, if you’re a business owner who frequently travels, this card can be a game-changer, helping you save on your trips.
Now, here’s another perk that sets the Ink Business Preferred Credit Card apart: no foreign transaction fees. This means you can use your card internationally without worrying about extra charges, making it an ideal companion for business owners who have global ambitions.
So, if you’re looking for a credit card that combines impressive rewards, travel perks, and no foreign transaction fees, the Ink Business Preferred Credit Card is a smart choice for your new business. It’s designed to make your business finances more rewarding and hassle-free.
Features:
- Generous sign-up bonus
- Versatile redemption options
- Competitive rewards in business-specific categories
- Points worth more for travel through Chase
- No foreign transaction fees
- Expense management tools
- Employee cards at no extra cost
- Purchase protection benefits
- Access to Chase Ultimate Rewards program
- Cell phone protection coverage
Product Details:
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros:
- New cardholder bonus offer
- Bonus categories
- Transfer partners
Cons:
- Has annual fee
- No intro APR offer
Benefits:
- Generous sign-up bonus
- Earn valuable rewards for business expenses
- Points worth more for travel through Chase
- No foreign transaction fees
- Travel and purchase protection benefits
- Employee cards at no extra cost
- Access to Chase Ultimate Rewards program
Eligibility Requirements:
- Must have a valid Social Security number
- Should be a U.S. citizen or have a valid work permit
- Minimum age of 18
- Must have a valid business tax ID or employer identification number (EIN)
- Generally, need a good to excellent personal credit score (typically 690+ FICO score) for approval
4. United Business Card
Looking to give your new business a flying start? The United Business Card is here to make it happen.
This credit card is tailored to new businesses and comes packed with features that can take your ventures to new heights. Let’s explore what makes this card an excellent choice for entrepreneurs like you.
The United Business Card is all about enhancing your business travel experience. With this card, you can earn valuable miles as you make everyday business purchases. Plus, it offers a generous sign-up bonus, helping you rack up those miles right from the start.
Whether you’re traveling for meetings, conferences, or networking events, these miles can significantly reduce your travel expenses and make your business trips more affordable.
But that’s not all; the United Business Card provides additional benefits such as priority boarding, free checked bags, and United Club passes. These perks can add extra comfort and convenience to your business travel.
And, if you’re eager to learn more about how this card can benefit your new business, read on to discover why it’s a top choice for entrepreneurs who want to add value to their business travels and save on expenses.
Why choose a United Business Card?
The United Business Card for new businesses brings a world of rewards and travel perks right to your fingertips. With this card, you can earn not only United-specific rewards but also rack up valuable rewards for your business-related expenses.
This means that whether you’re booking flights, paying for business dinners, or making other essential business purchases, you’re on your way to earning rewards that can benefit your business.
One significant advantage of the United Business Card is that it comes with no foreign transaction fees. So, if your business ventures take you abroad, you won’t have to worry about extra charges when using your card internationally. It’s a great way to save money while conducting business on a global scale.
This card offers a variety of travel perks that can make your business trips more comfortable and cost-effective. Think priority boarding, free checked bags, and even United Club passes.
These perks can add a touch of luxury to your travels and help you save on essential travel expenses. To top it off, the card also comes with a decent sign-up bonus, giving you a head start on your rewards journey.
So, if you’re in search of a credit card that combines rewards, travel perks, and no foreign transaction fees, the United Business Card is your perfect travel companion. It’s designed to make your business trips smoother and more rewarding.
Features:
- Earn United-specific rewards
- Rewards for business-related spending
- No foreign transaction fees
- Priority boarding
- Free checked bags
- United Club passes
- Decent sign-up bonus
- Travel and purchase protection benefits
- Employee cards at no extra cost
- Access to United MileagePlus program
Product Details:
- Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
- $0 introductory annual fee for the first year, then $99.
- Receive a 5,000-mile “better together” bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
- Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
- Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost – miles earned from their purchases accrue in your account so you can earn rewards faster.
- Enjoy a free first checked bag – a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
- $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
- Member FDIC
Pros:
- Free checked bag
- Lounge membership
- Anniversary perk
Cons:
- Has annual fee
- Rewards have limited flexibility
Benefits:
- Earn United-specific rewards
- Rewards for business-related categories
- No foreign transaction fees
- Travel perks and sign-up bonus
- Priority boarding and free checked bag
- Employee cards at no extra cost
- Purchase protection benefits
- Access to United’s extensive network
Eligibility Requirements:
- Must have a valid Social Security number
- Should be a U.S. citizen or have a valid work permit
- Minimum age of 18
- Must have a valid business tax ID or employer identification number (EIN)
- Generally, need a good to excellent personal credit score (typically 690+ FICO score) for approval
5. Ink Business Premier Credit Card
Are you on the hunt for a credit card that’s tailor-made for your new business ventures? Look no further than the Ink Business Premier Credit Card.
This credit card is all about empowering new businesses with the right financial tools, and it’s packed with features that can give your business a substantial boost. Let’s delve into what makes this credit card a top choice for entrepreneurs like you.
The Ink Business Premier Credit Card is designed to supercharge your rewards and offer flexibility for your business.
It boasts an impressive sign-up bonus, ensuring that your new business gets off to a flying start in the rewards department. Whether you’re interested in travel rewards, cash back, or gift cards, this card offers versatile redemption options to match your business preferences.
But that’s not all – this card provides you with valuable business-specific benefits, such as employee cards at no extra cost, expense management tools, and purchase protection features.
It’s all about simplifying your business finances while offering you additional perks to make your life easier. If you’re eager to discover how the Ink Business Premier Credit Card can elevate your new business, read on to find out why it’s a top choice for entrepreneurs who want to take their business to the next level.
Why choose Ink Business Premier Credit Card?
The Ink Business Premier Credit Card is all about rewarding your business spending, and it does so generously. When it comes to big purchases, this card stands out.
You can earn an impressive 2.5% total cash back on purchases of $5,000 or more, making it a fantastic choice for significant business investments. For all other business purchases, you’ll still earn a solid 2% cash back, ensuring that every dollar spent contributes to your rewards.
But that’s not all – if your business involves travel, you’re in for a treat. The card offers an unbeatable 5% total cash back on travel booked through Chase Ultimate Rewards. This means that whether you’re booking flights, accommodations, or other travel-related expenses, you’re earning significant rewards that can be put back into your business.
And, to sweeten the deal even further, there’s a substantial welcome bonus when you first get the card. So, if you’re looking for a credit card that’s designed to reward your big purchases and travel, the Ink Business Premier Credit Card has you covered. It’s a powerful financial tool for new businesses that want to maximize their rewards.
Features:
- Earn 2.5% cash back on purchases of $5,000 or more
- Earn 2% cash back on all other business purchases
- Earn 5% cash back on travel through Chase Ultimate Rewards
- Generous welcome bonus
- Expense management tools
- Employee cards at no extra cost
- Purchase protection benefits
- Access to Chase Ultimate Rewards program
- No foreign transaction fees
- Fraud protection and extended warranty benefits
Product:
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
- Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- For businesses who prefer to pay their balance in full each month, Ink Business Premier gives access to increased spending power, rich rewards, and premium benefits.
- Pay off eligible purchases over time with interest up to the assigned Flex for Business limit. All other purchases must be paid in full each month.
- Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
- There’s no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
- Member FDIC
Pros:
- High rewards rate
- New cardholder bonus offer
- No foreign transaction fees
Cons:
- Has annual fee
- Requires good/excellent credit
- Purchases that don’t qualify for Flex for Business must be paid in full every month
Benefits:
- Earn cash back on business purchases
- Generous sign-up bonus
- No annual fee
- 0% introductory APR on purchases
- Employee cards at no extra cost
- Purchase protection and extended warranty benefits
Eligibility Requirements:
- Must have a valid Social Security number
- Should be a U.S. citizen or have a valid work permit
- Minimum age of 18
- Must have a valid business tax ID or employer identification number (EIN)
- Generally, need a good to excellent personal credit score (typically 690+ FICO score) for approval
6. World of Hyatt Business Credit Card
If you’re a new business owner and you’re passionate about travel, the World of Hyatt Business Credit Card is here to take your business journeys to a whole new level.
This credit card is perfectly tailored for new businesses, offering an array of exciting benefits and rewards that can elevate your travel experience and your business. Let’s delve into what makes this card a top choice for entrepreneurs like you.
The World of Hyatt Business Credit Card is your gateway to an incredible world of rewards. With this card, you can earn World of Hyatt points not only for your business expenses but also for your personal adventures.
It’s a seamless way to maximize your travel rewards, ensuring that every dollar you spend contributes to memorable stays at Hyatt hotels and resorts.
One of the standout features of this card is the generous sign-up bonus, which provides a fantastic head start on your points balance. It offers benefits like a free night award each year and automatic elite status in the World of Hyatt loyalty program.
It’s like having a VIP pass to extraordinary travel experiences, whether you’re on a business trip or a well-deserved vacation.
Why choose the World of Hyatt Business Credit Card?
The World of Hyatt Business Credit Card is a dream come true for business travelers who find themselves frequently staying at Hyatt properties.
This card offers you a suite of perks that can significantly enhance your travel experience. First and foremost, it provides automatic elite status within the World of Hyatt loyalty program.
This means you’ll enjoy benefits like room upgrades, late check-out, and a dedicated customer service line, making your stays at Hyatt hotels more comfortable and enjoyable.
One of the highlights of this card is its generous welcome bonus, giving your points balance a substantial boost right from the start. These points are incredibly valuable because Hyatt points are known to be worth more than those from any other hotel rewards card.
So, not only do you earn more points with this card, but each point you earn goes even further in terms of booking incredible stays and experiences.
This combination of elite status, a generous welcome bonus, and the added value of Hyatt points makes the World of Hyatt Business Credit Card a solid choice for business travelers looking to elevate their journeys. It’s designed to make your business trips more rewarding and your stays at Hyatt properties even more special.
Features:
- Earn World of Hyatt points for business and personal spending
- Generous sign-up bonus
- Automatic elite status in World of Hyatt loyalty program
- Annual free night award
- Statement credits for Hyatt purchases
- Travel and purchase protection benefits
- Employee cards at no extra cost
- Access to Hyatt’s loyalty program and exclusive experiences
- No foreign transaction fees
- Fraud protection and extended warranty benefits
Product Details:
- 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening
- 9 points total per $1 spent at Hyatt – 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits – spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
- Member FDIC
Pros:
- New cardholder bonus offer
- High rewards rate
- No foreign transaction fees
- Automatic elite status
Cons:
- Requires good/excellent credit
- Has annual fee
- No intro APR
- No free anniversary night
Benefits:
- Earn World of Hyatt points for business and personal spending
- Generous sign-up bonus
- Automatic elite status in World of Hyatt loyalty program
- Annual free night award
- Statement credits for Hyatt purchases
- Travel and purchase protection benefits
- Employee cards at no extra cost
- Access to Hyatt’s loyalty program and exclusive experiences
- No foreign transaction fees
- Fraud protection and extended warranty benefits
Eligibility Requirements:
- Must have a valid Social Security number
- Should be a U.S. citizen or have a valid work permit
- Minimum age of 18
- Must have a valid business tax ID or employer identification number (EIN)
- Generally, need a good to excellent personal credit score (typically 690+ FICO score) for approval
7. IHG One Rewards Premier Business Credit Card
Looking to supercharge your new business’s travel rewards and enjoy premium benefits? The IHG One Rewards Premier Business Credit Card is here to make your business journeys extraordinary.
Tailored specifically for new businesses, this credit card offers a range of exciting features and perks that can elevate your travel experiences and bolster your bottom line. Let’s explore why this card is a top choice for entrepreneurs like you.
The IHG One Rewards Premier Business Credit Card is all about rewarding your business expenses. It allows you to earn valuable IHG Rewards points not only for your business-related spending but also for personal adventures.
These points can be a game-changer for your travel plans. Whether you’re aiming to stay at IHG hotels and resorts or you’re considering airline travel, this card makes your rewards go a long way.
One of the standout features of this card is the generous welcome bonus that provides a significant boost to your points balance. It offers additional benefits such as a free night award each year, automatic Platinum Elite status within the IHG Rewards program, and statement credits for global entry or TSA PreCheck.
It’s a combination of features that can enhance your travel experiences and offer you a sense of exclusivity. If you’re eager to learn more about how the IHG One Rewards Premier Business Credit Card can transform your business travel and make your stays at IHG properties truly special, read on to discover why it’s the perfect companion for new businesses with a passion for travel.
Why choose IHG One Rewards Premier Business Credit Card?
The IHG One Rewards Premier Business Credit Card is your ticket to a world of fantastic travel perks, and it’s a must-have if you’re a regular visitor to IHG properties like Holiday Inn, Crowne Plaza, Kimpton, and Intercontinental.
This co-branded hotel business card doesn’t disappoint when it comes to perks. First and foremost, it offers an impressive welcome offer that can significantly boost your points balance right from the get-go.
One of the standout features of this card is the elite status it provides. Cardholders automatically qualify for Platinum Elite status within the IHG Rewards program. This means you’ll enjoy special privileges like room upgrades, priority check-in, and extended check-out, making your stays at IHG hotels more comfortable and enjoyable.
And to sweeten the deal even further, the card comes with an annual free night benefit. This means that each year, you’ll have the opportunity to enjoy a complimentary night’s stay at IHG properties, adding extra value to your travels.
So, if you’re a business traveler who frequently stays at IHG hotels, the IHG One Rewards Premier Business Credit Card is a true winner. It’s designed to enhance your travel experiences and provide you with exclusive perks that can make your stays at IHG properties even more special.
Whether you’re on business trips or leisure travel, this card is your key to enjoying the best of what IHG has to offer.
Features:
- Generous welcome offer
- Automatic Platinum Elite status within IHG Rewards program
- Annual free night benefit
- Valuable IHG Rewards points for business and personal spending
- Statement credits for Global Entry or TSA PreCheck
- Travel and purchase protection benefits
- Access to IHG’s extensive hotel network
- Employee cards at no extra cost
- No foreign transaction fees
- Fraud protection and extended warranty benefits
Product Details:
- Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for a consecutive 4-night IHG® hotel stay.
- Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
- Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
- Automatic Platinum Elite status as long as you remain a Premier Business card member
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
- IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
Pros:
- High rewards rate
- Automatic elite status
- Anniversary perks
- No foreign transaction fee
Cons:
- Has annual fee
- Rewards have limited flexibility
Benefits:
- Generous welcome offer
- Automatic Platinum Elite status within IHG Rewards program
- Annual free night benefit
- Valuable IHG Rewards points for business and personal spending
- Statement credits for Global Entry or TSA PreCheck
- Travel and purchase protection benefits
- Access to IHG’s extensive hotel network
- Employee cards at no extra cost
- No foreign transaction fees
- Fraud protection and extended warranty benefits
Eligibility Requirements:
- Must have a valid Social Security number
- Should be a U.S. citizen or have a valid work permit
- Minimum age of 18
- Must have a valid business tax ID or employer identification number (EIN)
- Generally, need a good to excellent personal credit score (typically 690+ FICO score) for approval
8. Southwest Rapid Rewards Premier Business Credit Card
If you’re a business owner who loves to travel, the Southwest Rapid Rewards Premier Business Credit Card is the perfect financial tool for your new business ventures.
Designed with entrepreneurs in mind, this credit card offers an array of features and perks that can take your business journeys to new heights. Let’s explore why this card is a top choice for business travelers and how it can make your business more rewarding.
The Southwest Rapid Rewards Premier Business Credit Card is all about rewarding your business expenses. With this card, you earn valuable Rapid Rewards points not only for your business-related spending but also for personal travel. It’s like having a dual-purpose card that can help you fund your business trips and personal vacations.
One of the standout features of this card is the generous welcome bonus, which provides a significant boost to your points balance right from the start. It offers a variety of travel perks, including anniversary points, in-flight discounts, and priority boarding.
These perks are designed to make your business travel more comfortable and cost-effective. If you’re eager to explore how the Southwest Rapid Rewards Premier Business Credit Card can transform your business travel and offer you a world of rewards, read on to discover why it’s the perfect choice for business owners who value both work and leisure.
Why choose Southwest Rapid Rewards Premier Business Credit Card?
The Southwest Rapid Rewards Premier Business Credit Card is a dream come true for those who are loyal to the airline. With this card, you earn a whopping 3 times the points on all your purchases made with Southwest.
Whether you’re booking flights, paying for in-flight refreshments, or managing other travel-related expenses, the points quickly add up, making your loyalty to Southwest even more rewarding.
But that’s not all – this card comes with some exciting benefits. First, you’ll receive anniversary points every year, which is like a little bonus just for being a cardholder.
Plus, there’s a solid sign-up bonus that can get you well on your way to earning a Companion Pass. With the Companion Pass, a friend or family member can fly with you for just the cost of taxes and fees, effectively doubling the value of your points.
So, if you’re a Southwest enthusiast, the Southwest Rapid Rewards Premier Business Credit Card is a no-brainer. It’s designed to reward your loyalty and make your Southwest travel experiences even more enjoyable.
Features:
- Earn 3X points on Southwest purchases
- Anniversary points every year
- Generous sign-up bonus
- Pathway to earning a Companion Pass
- In-flight discounts and priority boarding
- Access to Southwest’s extensive flight network
- Employee cards at no extra cost
- No foreign transaction fees
- Travel and purchase protection benefits
- Fraud protection and extended warranty benefits
Product Details:
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- Earn 3X points on Southwest Airlines® purchases.
- Earn 2X points on Rapid Rewards® hotel and car rental partners.
- Earn 2X points on rideshare.
- 1 point per $1 spent on all other purchases.
- 2 EarlyBird Check-In® each year.
- Member FDIC
Pros:
- Anniversary perk
- No reward caps
Cons:
- Has annual fee
- Rewards have limited flexibility
Benefits:
- Earn Rapid Rewards points for business spending
- Generous sign-up bonus
- Anniversary points every year
- Reimbursement for up to four upgraded boardings
- In-flight Wi-Fi credits
- Global Entry or TSA Precheck fee coverage
- Access to Southwest’s extensive flight network
- Employee cards at no extra cost
- Travel and purchase protection benefits
- Fraud protection and extended warranty benefits
Eligibility Requirements:
- Must have a valid Social Security number
- Should be a U.S. citizen or have a valid work permit
- Minimum age of 18
- Must have a valid business tax ID or employer identification number (EIN)
- Generally, need a good to excellent personal credit score (typically 690+ FICO score) for approval
9. Southwest Rapid Rewards Performance Business Credit Card
When it comes to giving your new business a flying start, the Southwest Rapid Rewards Performance Business Credit Card is a game-changer.
Tailored specifically for entrepreneurs, this credit card offers an array of exciting features and benefits that can elevate your business travels and put you on the fast track to rewarding experiences. Let’s dive into why this card is the ultimate choice for business owners looking to make their ventures take off.
The Southwest Rapid Rewards Performance Business Credit Card is all about making your business trips more rewarding. With this card, you earn a remarkable 3 times the points on all your Southwest purchases.
Whether you’re booking flights, making in-flight purchases, or covering other travel-related expenses, your points accumulate quickly, ensuring that every dollar spent contributes to your travel rewards.
One of the standout features of this card is the substantial welcome bonus, which can give your points balance a significant boost from the start. It offers a variety of travel perks, including a generous anniversary bonus, four upgraded boardings per year, and in-flight Wi-Fi credits.
These perks are designed to make your business travel more comfortable and enjoyable. If you’re eager to explore how the Southwest Rapid Rewards Performance Business Credit Card can transform your business travel and offer you a world of rewards, read on to discover why it’s the top choice for entrepreneurs who value travel and rewarding experiences.
Why choose Southwest Rapid Rewards Performance Business Credit Card?
The Southwest Rapid Rewards Performance Business Credit Card is the go-to choice for business owners who want to maximize their rewards and make their business travels extra special. While it does come with a slightly higher annual fee compared to Chase’s other Southwest business credit card, the rewards more than make up for it.
With this card, you’ll earn an impressive 4 times the points on all your Southwest purchases. Whether you’re booking flights, making in-flight purchases, or managing other travel-related expenses, the points add up quickly, making your loyalty to Southwest even more rewarding.
But that’s not all – this card offers a range of benefits that can elevate your travel experiences. It starts with a generous sign-up bonus, providing a substantial head start on your points balance.
You’ll receive anniversary points every year, which is like a little bonus just for being a cardholder. The perks don’t end there. This card also reimburses you for up to four upgraded boardings, provides in-flight Wi-Fi credits, and covers the cost of Global Entry or TSA Precheck.
It’s like having a world of convenience and luxury at your fingertips when you travel. So, if you’re a frequent Southwest traveler and a business owner, the Southwest Rapid Rewards Performance Business Credit Card is a winning choice.
It’s designed to reward your loyalty and make your Southwest travel experiences even more enjoyable and hassle-free.
Features:
- Earn 4X points on Southwest purchases
- Generous sign-up bonus
- Annual anniversary points
- Reimbursement for up to four upgraded boardings
- In-flight Wi-Fi credits
- Global Entry or TSA Precheck fee coverage
- Access to Southwest’s extensive flight network
- Employee cards at no extra cost
- Travel and purchase protection benefits
- Fraud protection and extended warranty benefits
Product Details:
- Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
- 9,000 bonus points after your Cardmember anniversary.
- Earn 4X points on Southwest® purchases.
- Earn 3X points on Rapid Rewards® hotel and car rental partners.
- Earn 2X points on rideshare.
- Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
- 4 Upgraded Boardings per year when available.
- Member FDIC
Pros:
- High rewards rate
- Anniversary perk
- No reward caps
Cons:
- High annual fee
- Rewards have limited flexibility
Benefits:
- Earn Rapid Rewards points for business spending
- Generous sign-up bonus
- Anniversary bonus points every year
- Reimbursement for up to four upgraded boardings
- In-flight Wi-Fi credits
- Global Entry or TSA Precheck fee coverage
- Priority boarding and free checked bags
- Access to Southwest’s extensive flight network
- Employee cards at no extra cost
- Travel and purchase protection benefits
Eligibility Requirements:
- Must have a valid Social Security number
- Should be a U.S. citizen or have a valid work permit
- Minimum age of 18
- Must have a valid business tax ID or employer identification number (EIN)
- Generally, need a good to excellent personal credit score (typically 690+ FICO score) for approval
Conclusion
The world of business demands smart financial decisions, and choosing the right credit card for your new business can make a world of difference. In this guide, we’ve explored the 9 best Chase business credit cards that cater to new businesses, offering a variety of benefits to suit your unique needs.
Whether you’re looking for robust rewards, travel perks, or no annual fees, there’s a Chase business credit card that can provide the financial edge your new business requires.
These cards are more than just a means of payment; they’re powerful tools to help your business thrive. From the Ink Business Unlimited Credit Card’s straightforward cash-back rewards to the Ink Business Preferred Credit Card’s versatile redemption options, Chase has crafted a range of options for entrepreneurs.
So, if you’re ready to embark on your business journey, don’t overlook the importance of choosing the right credit card to propel your ventures. The 9 best Chase business credit cards can serve as valuable allies, helping you make the most of your financial resources and ensuring your business soars to new heights.
Frequently Asked Questions (FAQs)
Is it hard to get a Chase business credit card?
To be eligible for a Chase business credit card, you’ll typically need to have a strong personal credit history. Specifically, you should aim for a FICO score of 690 or higher.
This indicates good to excellent personal credit, which is a crucial factor that Chase considers when evaluating your application. Maintaining a solid personal credit score is a testament to your responsible financial behavior, and it reassures the bank that you’re a reliable borrower.
Having a good personal credit score not only increases your chances of approval but can also influence the credit limit and terms you receive. Chase business credit cards often come with attractive rewards, benefits, and features, and a strong personal credit history helps you unlock these perks.
So, before applying for a Chase business credit card, it’s a good idea to check your personal credit score and ensure it meets the bank’s criteria. A solid credit score can open the doors to valuable financial tools that can aid your business growth and financial success.
How do you apply for a Chase business credit card?
Applying for a Chase business credit card is a straightforward process, and you have the convenience of choosing between online and in-person options. If you prefer the online route, you can visit Chase’s website and fill out the application right from the comfort of your home or office.
The online application is often quick and user-friendly, and in some cases, you may even receive an instant approval decision. This means that within minutes, you could find out if you’re approved and, if so, your credit limit and other terms.
Alternatively, if you prefer a more personal touch or have specific questions about the application process, you can visit a local Chase branch location. The bank’s representatives can guide you through the application, provide information on the various business credit card options, and assist with any inquiries you may have.
Whether you opt for the online or in-person approach, applying for a Chase business credit card is a convenient and accessible process designed to cater to your needs as a business owner. It’s all about making the application process as easy as possible, so you can start enjoying the benefits of your new business credit card sooner.
Does Chase report business credit card activity to personal credit bureaus?
Chase follows a specific policy when it comes to reporting your business credit card activity to personal credit bureaus. Typically, they only report this activity to personal, or consumer, credit bureaus when your account reaches a state of serious delinquency.
In other words, if you consistently fail to make your payments on time and your account falls behind, then Chase may report this negative information to your personal credit report.
This means that as long as you’re managing your Chase business credit card responsibly and making your payments on time, your personal credit score won’t be affected by your business credit card debt.
In essence, your business and personal finances remain somewhat separate, and you have control over how your business credit card activity impacts your personal credit. It’s a valuable aspect of managing your business’s financial health, ensuring that your personal credit score stays strong as long as you fulfill your financial obligations on time.
